SIP Calculator
Estimate the future value of monthly systematic investments, with an optional annual step-up.
Calculate →Loading
Smart Financial Calculators & Guides for India
Calculate investments, loans, savings, taxes and financial goals with simple, transparent tools.
Start with the tools people use most for SIPs, loans, deposits and long-term planning.
Estimate the future value of monthly systematic investments, with an optional annual step-up.
Calculate →Find monthly EMI, total interest and the full amortisation schedule for a loan.
Calculate →Project the growth of a one-time investment at an expected annual return.
Calculate →Estimate fixed deposit maturity value based on compounding frequency.
Calculate →See how monthly recurring deposits grow into a maturity amount.
Calculate →Project PPF maturity using a configurable interest rate and annual contribution.
Calculate →Measure the compounded annual growth rate between a starting and ending value.
Calculate →Calculate compound interest with yearly, quarterly, monthly or daily compounding.
Calculate →Estimate a retirement corpus, required monthly investing and any shortfall or surplus.
Calculate →See how inflation changes future costs and the purchasing power of money.
Calculate →Plan SIPs, lumpsum investments, SWP, XIRR and mutual-fund growth with transparent formulas.
Estimate EMIs, total interest and repayment schedules before you borrow.
Work out maturity values for fixed deposits, recurring deposits, PPF, NSC, SSY and EPF.
View bankingIllustrative income tax, GST and HRA tools. Rules are dated and never shown as current unless verified.
View taxEstimate salary components, CTC to in-hand pay and gratuity with clearly labelled assumptions.
View salarySee how inflation affects purchasing power and estimate retirement, NPS, FIRE and emergency-fund targets.
View planningShort explanations that sit next to the calculators — SIP, compounding, EMI, inflation and retirement.
SIP
A clear explanation of systematic investment plans, what they do and what they do not guarantee.
Updated 17 August 2026
SIP
How monthly installments buy units, how compounding applies, and how a SIP calculator models growth.
Updated 17 August 2026
Investment
When monthly investing and a one-time investment are different — and when a calculator cannot settle the debate.
Updated 17 August 2026
Investment
Why interest-on-interest matters, how frequency changes the result, and how to read a compound-interest calculator.
Updated 17 August 2026
Loans
The reducing-balance EMI formula, why early installments are mostly interest, and how to read an amortisation table.
Updated 17 August 2026
Personal Finance
Why a rupee today and a rupee later are not the same, and how to use an inflation calculator honestly.
Updated 17 August 2026
The calculators and guides are free to use. There is no account or paywall.
Clear inputs, large controls and results that appear on the same page.
Layouts, tap targets and number fields are designed for phones as well as desktops.
Each calculator shows the standard formula and the assumptions behind the numbers.
Every formula runs in your browser. Nothing is sent to a server to compute.
Guides sit next to the tools so you can see how a number was produced, not only the number itself.