SSY
SSY Calculator
Project a Sukanya Samriddhi account with yearly deposits, then extra years of compounding until maturity. The rate is an assumption, not a notified figure.
SSY in this tool
Each year in the deposit window, the annual amount is added at the start of the year and the balance is compounded. After that, only compounding continues until the maturity year.
SSY model
Year t: add deposit (if t ≤ deposit years), then C = C × (1 + r)
Deposits typically run for up to 15 years; the account can continue compounding until year 21. This tool lets you edit both horizons and the rate.
Frequently asked questions
Why two year fields?
Deposits often run for 15 years while the account can continue until year 21. This split lets you match that structure or try a shorter plan.
Is 8.2% the current SSY rate?
It is only a starting assumption (unverified). Look up the latest notified rate before you plan contributions.
Are withdrawals and girl-child eligibility included?
No. Account rules, age limits and partial withdrawals are not modelled.
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SmartCalculators provides educational calculators and estimates. Results are for informational purposes only and should not be considered financial, tax, investment, legal or professional advice.